Services We Offer
Comprehensive Financial Planning and Asset Management
We understand that each client's financial situation and goals require a customized planning approach and that many financial objectives can change over time. Whether it's saving for your children's college education, financing a business, or planning for retirement, we offer financial planning with an emphasis on tax savings and ongoing financial management to help you pursue your personal and financial dreams.
Our process starts with a comprehensive, written financial plan specifically tailored to your particular situation and goals. Whether you are accumulating money for retirement or have already retired and are spending down your assets, we believe that you should have a “roadmap” that clearly shows you how to succeed as conservatively and tax-efficiently as possible. With a written plan, your progress can be checked periodically to see if you are on track, and if your situation or goals change, your plan can be adjusted accordingly.
To create your financial plan, we use a defined, disciplined approach that integrates retirement planning, investment planning, tax planning, estate planning, asset protection and risk management. These aspects are interrelated and should all be considered in consonance with each other rather than individually.
As independent fee-based planners, we recommend unbiased strategies, products and services to implement your financial plan — we have no sales quotas and no proprietary products that we are required to recommend or sell — we only recommend what we believe is best for you. And because we are independent, we have access to a broad spectrum of products and services which enables us to find the unique mix that will help you address your goals most effectively.
You should work with us if you want:
- Integrated financial planning from one source
- Independent planners that you can trust to provide unbiased advice that is always in your best interest
- One place to call to get answers to the myriad of questions related to your financial life
We provide assistance in the following areas:
Investments
- Bonds
- Common Stock
- Educational IRA
- Traditional IRA
- Roth IRA
- SEP IRA
- Simple IRA
- Brokerage Accounts
- Treasury Bills
- Government Securities
- Treasury Notes
- Variable Annuity
Financial Planning
- Retirement Plans
- Tax Plans
- 401(k) Planning
- 403(b) Planning
- College Plans
- Estate Plans
- Money Purchasing Plans
- Profit Sharing Plans
Insurance
- Disability Income Insurance
- Life Insurance
- Long-Term-Care Insurance